Karta billetera cripto

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A crypto-to-regular-card bridge without a bank visit, and we like that the pricing is not hidden: the website has a full fee table. Still, the service states plainly that it is not a bank and that partners issue the card, so we would not park large sums there.

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Karta is a mini app that pairs a crypto wallet with a Visa card. The flow is simple: you fund the balance with crypto and spend it with the card as if it were regular money. According to the service's site, there are virtual and physical cards, Apple Pay and Google Pay support and ATM withdrawals.

Fees are spelled out openly. A virtual card costs 5 USDT to issue, a physical one from 100 USDT, crypto top-ups are free, and card payments and cash withdrawals cost 1.5% (plus 1 USDT at an ATM). SEPA and SWIFT transfers carry their own charges. Numbers change, so check them before ordering a card.

A key point from the same site: Karta describes itself as not a bank but an app working with regulated card-issuing partners. The wallet is billed as self-custody, so the keys are yours, but the card and whether it works in your country depend on those partners and on local rules, as the service itself notes.

There is also a referral scheme with cashback on what invited friends spend, though we would not choose the app for that. The real question with a product like this is how sturdy the partner chain is, and you cannot check that from outside. Test it with a modest top-up and one purchase first.